Vendor Financing
Anchor Invoice Discounting
Payment Collection
Buy Now Pay Later
Payout Platform
Line Of Credit
Trade Financing
Invoice Discounting
Term Loan
Gold Loan
Subscriptions
Easy Split
Auto Collect
Bill Payments
Distribution Management System
Field Sales App![[object Object]](/_next/static/media/facebook.a63c7d80.svg){kind=small}
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Get collateral free funds for your Business needs
![[object Object]](/_next/static/media/ruppees.bc3f888c.svg){kind=small}
Business loan
upto ₹5 Crore
![[object Object]](/_next/static/media/intrest.dc66a6a2.svg){kind=small}
Interest rate
as low as 1.5% to 2.5%
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No hidden
charges
![[object Object]](/_next/static/media/brands-white.21d59c7a.svg){kind=small}
120+
Brands
![[object Object]](/_next/static/media/merchants-white.a582f2cc.svg){kind=small}
3,00,000+
Merchants
![[object Object]](/_next/static/media/invoices-white.17cef927.svg){kind=small}
1.2Mn+
Invoices
120+
Brands
3,00,000+
Merchants
1.2Mn+
Invoices
Why Choose Kredmint ?
![[object Object]](/_next/static/media/trustworthy.09f4213b.svg)
Trustworthy:
Valued by 3 lakh+ Merchants
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No collateral required
No risk of any asset loss
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Zero hassle
Complete online process
Simple application process
1
With just a few details, check your eligibility for a business loan
2
Complete your application by uploading few documents
3
We will evaluate & propose a fair loan offer to you
4
Send us the signed agreement along with your kyc documents
5
You will get the funds in your account after verification
FAQ's
You can select and apply for a suitable loan for your business needs through our website or you can submit your contact details with requirement and our team will contact you.
We offer business loan to help expand your business in multiple ways. The proceeds of these loan should only be used for business purposes like Inventory purchase, hire new staff, machinery or equipment purchase, renovation, marketing Etc.
You need to submit/upload your few documents:KYC – PAN, Aadhar, Address proof, MOA/Partnership deedBusiness – Bank statement for last 6-9 months, ITR for 2 years, GST Return for 1 Year
No, we do not ask you to arrange any separate collateral for this loan. However, the underlying assets like stock, debtors, new equipment will be under hypothecation till the loan is repaid in full.
Interest is charged in range of 15% to 24% depending on type of loan taken. Interest is charged only for the number of days loan is used by you. One time processing fee is charged up to 3% at the time of sanction on loan.
We disburse all type of loan through normal banking channels. You can nominate a bank account of either your own business or supplier to whom you need to make payment and the loan amount is disbursed to respective bank account.
You can repay your loan amount or EMI through multiple modes of payments like Bank accounts, NACH mandate, Cheques, UPI, Paytm app, Phonepe app etc.
Yes, You can make repayment of your limits anytime to save on interest cost. In case of loan with EMIs, you can pay additional amount anytime to save on interest cost.