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TERMS AND CONDITIONS

Kredmint Technologies Private Limited, a company registered under the Companies Act 2013 having its registered office at C 56, 3rd Floor, Sector 2 , Noida, 201301, owns, manages and operates this platform under the brand name ‘Kredmint’ (hereinafter referred as “Company”, “We” , “Us” or “Our”). For the purposes of these terms and conditions (“Terms”), the term “User(s)” and wherever the context so requires “You”, “Your”, “Yourself” shall mean any natural or legal person who accesses or uses the Portal (defined below) and in the event that a natural person is representing a business entity or a body corporate, reference to such terms shall include a reference to such business entity and/or body corporate as well and other promoters of such business entity and/or body corporate. All references to “You” shall include yourself and any other persons You are authorised to and required to provide consent for.

BY ACCESSING THE WEBSITES INCLUDING WWW.KREDMINT.COM (“WEBSITES”), SOFTWARE APPLICATIONS OR MOBILE APPLICATIONS INCLUDING THE KREDMINT APPLICATION (“APPS”) OR PLATFORM(S) OF ANY OF OUR PARTNERS (“PLATFORMS”) (WEBSITES, APPS AND PLATFORMS SHALL COLLECTIVELY BE THE “PORTAL”), OR USING THE SERVICES PROVIDED BY KREDMINT IN ANY MANNER WHATSOEVER (COLLECTIVELY THE “SERVICES”), YOU AGREE TO BE BOUND BY THE: (1) THE TERMS AND CONDITIONS AND (2) THE PRIVACY POLICY. IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE DO NOT ACCESS THE PORTAL OR USE OUR SERVICES. THE HEADINGS CONTAINED IN THESE TERMS ARE FOR REFERENCE PURPOSES ONLY. YOU SHOULD PRINT A COPY OF THESE TERMS FOR YOUR RECORDS.

It is strongly recommended for You to return to this page periodically to review the most current version of these Terms which are amended by Us from time to time.

We may, upon receiving Your consent, request certain third parties to provide information about you to further personalize Your experience on Portal, and provide certain services that cannot be accessed by all users of the Portal. You acknowledge and consent to the fact some of Your data may be shared by third parties and such data shall be stored, retained and otherwise used or utilised by Us in accordance with Our Privacy Policy

(“Privacy Policy”).