We want to partner in your success by making you grow faster

On a mission to drive Financial Inclusion

We, at Kredmint, believe in supporting medium and small businesses so that they can achieve their potential growth and for that, they need help on capital support. We work with various lenders and business partners to enable loans for these businesses.


Most of these medium and small business owners have a neglible or no collateral to offer. We work extensively on the transaction data of the business to analyse and develop insights which can inturn make lenders comfortable to fund these businesses.

This procedure saves both merchants and banks from hassles of going through complex and time consuming approach and saves costs and time for everyone.


Vikas Garg

Co founder and CEO

  • More than 20 years of experience in finance, fund raise, banking and fintech.
  • Ex-CFO of a listed Payments and Fintech company in India.
  • Have been board member  of various companies in India.
  • Have deep insight and experience of financial inclusion strategy at scale.

Rahul Nagar

Co founder

  • Ex- Vice President Payments  Leader APAC at Genpact, Worked with Paytm, Accenture , TCS.
  • 14+ years of experience across multiple industries.
  • Setup multiple businesses with 70mn+ users.
  • M.B.A IIT Delhi , Btech Computer Engineering.

Himanshu Arora

Co founder

  • Ex- Principal Product Manager at Gaana, Worked- Paytm, Spinny and Yatra
  • 12 + Years of experience in Product management across multiple Industries
  • Created multiple digital products from grounds up and scale to 60mn+ users
  • M.B.A from Illinois Tech Stuart school of business, Graduation: Bits Pilani